Members Join & Buy Shares
Members pay a small annual fee and optionally buy shares in NFG. This creates the capital pool.
Necessities at cost. Luxury carries profit.
Members pool purchasing power, invest in local suppliers, and build a self-sustaining cycle that works for everyone.
The groceries you need to survive carry a 25-40% markup.
The soap, the toothpaste, the heat — every basic necessity is a profit center for someone who doesn't need the money.
Meanwhile, the people producing the actual goods — the farmers, the makers — get squeezed harder every year.
These are the things every human needs to survive and live with dignity. They should flow at cost — no one should profit off someone's need to eat, stay warm, or stay clean.
Staples, fresh produce, protein, dairy — the fuel that keeps us alive.
Clean drinking water. Accessible to all, always.
A roof, heat, basic comfort. Not a luxury — a right.
Heating, electricity, cooking fuel. Staying warm shouldn't bankrupt you.
Soap, toothpaste, menstrual products, basic medicine, first aid.
Basic, durable essentials. Not fashion — function.
Getting to work, to food, to family. Mobility is access.
Phone, internet — the infrastructure of modern participation.
A self-sustaining loop. Member capital invests in local suppliers. Suppliers provide at cost. Members save money and attract more members. The cycle grows itself.
Members pay a small annual fee and optionally buy shares in NFG. This creates the capital pool.
NFG uses the capital pool to invest in local farms, producers, and businesses — pre-purchasing inventory, funding equipment, guaranteeing volume.
In exchange for guaranteed volume and investment, suppliers provide necessities at near-cost pricing — passing savings directly to members.
Members access food, hygiene, energy, and other necessities at actual cost — not retail markup. The savings are real and immediate.
Word spreads. More people join for the savings. More members = more capital = more investment in local suppliers.
Any surplus at year-end goes back into the cycle: worker profit share, community dividends, growth reserve, and a community impact fund.
↻ The cycle repeats. Each turn grows the community, strengthens local suppliers, and reduces dependence on profit-driven supply chains.
For each category of need, NFG pursues the most effective path — whichever gets necessities to members at the lowest sustainable price.
We approach local farms, producers, and businesses with collective volume. They provide at near-cost; we guarantee demand and invest in their growth.
If no local supplier will provide at near-cost, NFG starts its own business unit to fill the gap. Member capital funds it; member demand sustains it.
Real businesses in the Moncton / Dieppe area that we're connecting with. This list grows as NFG builds relationships.
Direct-from-farm purchasing. Bulk meat splitting, seasonal produce, farm-gate pricing.
Bulk purchasing power. Restaurant-grade quantities at wholesale prices.
Existing community food networks and farmers' markets.
Electricity, natural gas, propane, heating oil. Keeping warm shouldn't bankrupt you.
Soap, toothpaste, menstrual products, basic medicine, first aid. Dignity in bulk.
Basic, durable essentials. Thrift and affordable options for function, not fashion.
Getting to work, to food, to family. Mobility is access.
Note: This is a living list. We're actively reaching out to these suppliers to negotiate near-cost pricing for NFG members. Know a local supplier we should add? Tell us.
Real prices, real savings. Compare what you pay at the grocery store vs what NFG members pay through bulk, wholesale, and farm-direct purchasing.
| Item | Retail | NFG Member | You Save |
|---|---|---|---|
| FOOD — STAPLES | |||
| Rice (per kg) | $1.88–$2.25 | $1.40–$1.75 | 22–25% |
| Flour (per kg) | $0.90–$1.20 | $0.66–$0.74 | 25–35% |
| Cooking oil (per L) | $2.25–$3.25 | $1.60–$2.50 | 20–30% |
| Sugar (per kg) | $1.37–$2.00 | $0.90–$1.10 | 25–35% |
| Canned tomatoes (796ml) | $1.99–$2.99 | $1.25–$1.75 | 30–40% |
| FOOD — PROTEIN | |||
| Ground beef (per kg) | $14.67–$17.50 | $10.35–$13.00 | 15–25% |
| Chicken breast (per kg) | $22.00–$28.00 | $8.80–$12.13 | 50–65% |
| Eggs (large, dozen) | $4.50–$5.50 | $2.35–$3.00 | 40–55% |
| Milk (2%, 2L) | $4.50–$5.50 | $3.50–$4.50 | 15–25% |
| FOOD — PRODUCE | |||
| Potatoes (10lb bag) | $6.99–$9.99 | $4.00–$6.00 | 25–40% |
| Apples (3lb bag) | $6.99–$9.99 | $4.00–$6.00 | 30–40% |
| Bell peppers (per lb) | $4.99–$6.99 | $2.99 | 40–55% |
| Community Food Smart bag | ~$40–$50 value | $15.00 | 65–70% |
| HYGIENE & HEALTH | |||
| Bar soap (per bar) | $1.50–$2.50 | $0.75–$1.25 | 40–50% |
| Toothpaste (130g) | $3.49–$4.99 | $1.50–$2.50 | 30–50% |
| Laundry detergent (per load) | $0.17–$0.24 | $0.07–$0.12 | 40–55% |
| Menstrual products (40-pack) | $8.99–$12.99 | $5.00–$8.00 | 25–40% |
Prices researched June 2026 from Atlantic Superstore, Sobeys, Walmart, Costco, Wholesale Club, Bulk Barn, Boudreau Meat Market, Hardy's Produce, and Community Food Smart. Actual savings vary by item, season, and supplier negotiations.
Membership is the engine. Entry fee covers onboarding. Annual fee covers operations. Share purchases invest in local suppliers. Savings prove the model.
The honest answers.
Costco gives you individual bulk access. NFG gives you collective purchasing power — things you literally can't do alone: negotiating farm-direct pricing, pooling capital to invest in local suppliers, splitting bulk orders across households. Costco's profit goes to shareholders. NFG's surplus goes back to workers, members, and the community.
No. NFG is a for-profit enterprise — every business unit must be financially self-sustaining. The difference is who gets the surplus: workers (30%), community members (20%), investors capped (10%), reserves (35%), community impact (5%). Profit serves people, not the other way around.
Then NFG starts its own business unit to provide that necessity at cost. Member capital funds it. Member demand sustains it. This is Path B — and it's how NFG grows from a buying club into a network of community-owned businesses.
Share purchases form NFG's capital pool. That capital is invested in local suppliers — pre-purchasing inventory, funding equipment, guaranteeing volume. In return, suppliers provide at near-cost. Shareholders earn a capped return (4–8% depending on the tranche) and get voting rights. The capital cycles — it doesn't get extracted.
Each year, NFG offers a new tranche of shares at $500 each. Each tranche has a maturity period (2–5 years) and a capped annual return (4–8%). You can buy multiple shares per tranche and across tranches every year. Your capital is invested in specific local supplier projects (freezers, delivery programs, kitchen equipment). At maturity, you can withdraw your principal or roll it into the next tranche. Early withdrawal has a 20% penalty to protect deployed capital.
Yes. Every year NFG offers a new tranche with terms matching that year's investment plans. You can buy shares annually, building your portfolio over time. You can also hold shares from multiple tranches simultaneously. One vote per member regardless of how many shares you hold — capital doesn't buy control.
$10 (community member) or $25 (shareholder member) covers the administrative cost of onboarding you — account setup, share registry entry, platform access, first order coordination. It's one-time, not recurring. Your annual membership fee ($25/year) is separate and covers ongoing operating costs.
It covers operating costs (pickup logistics, admin, supplies) and builds a capital reserve. The reserve is what funds the first supplier investments. Your $25 is the seed that grows the cycle.
Now. We're recruiting the first 5-10 members in the Moncton/Dieppe area, scouting local suppliers, and planning the first bulk order. The sooner you join, the sooner the cycle starts turning.